Saving for the holidays

It’s never too soon to begin saving money for the holidays. In many families Christmas can cost a fortune. People buy expensive presents and put up a new tree each year. They search for Christmas ornaments to decorate the tree. When you add up the expense it can come to a small fortune. I want to help and give you tips on how to have a merry Christmas without breaking the bank.

Don’t go out and purchase a Christmas tree because it’s beautiful and smells of pine. Consider artificial trees that you can re-use year after year. You can imitate the pine smell by using aerosol products sold for this purpose.

The Christmas holidays is all about being together. Enlist the family members to make gifts instead of purchasing them. A hand knit sweater, scarf, hat, etc would mean so much more to the receiver. Even if the stitches are not perfect.

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